File this one under DUH, subheading, OBVIOUS, but the economy is much, much worse than what Dr. Utopia and the rest of the unicorn-riding Kool-Aid Gang want you to believe.
This week, you’ve noticed posts have been light as those of us here have been involved in a few large projects — some taking extra work now that summer’s here and there’s rare actual work to be had, and others attending a weeklong series of seminars on nonprofit financing solutions in a depression.
Much to our surprise, about 30% of the presenters this week actually used the word DEPRESSION to describe the state of the economy, in direct opposition to what the White House and Congress issue in their talking points to the MSM enablers and sycophants. Factoring inflation and the recently developed contract-worker/independent-freelancer so prevalent today into the unemployment numbers (a unique American worker who did not exist, for all intents and purposes, in 1929-1932), things are already worse in large cities today than they were during the Great Depression. The REAL unemployment figures in Chicago, New York, Los Angeles, and other freelancer-heavy cities is around 20-25%: higher numbers than existed between 1929-1932.
While the Dow is currently down 55% from its 1999 peak (adjusted for inflation), it still has to drop to 4,300 before it mirrors the 1929-1932 Great Depression crash of the stock market. However, one of the more terrifying things we learned this week is that the coming inflation tsunami, triggered by the massive deficit spending Dr. Utopia, Nancy Pelosi, and Harry Reid have forced upon us (with Congress not even bothering to read its own spending bills), could potentially tank the markets the 3,700 points that would send the current 8,000 range Dow into a new Great Depression death roll.
7% inflation would drag the Dow down to 4,300 in about 8 years; the coming inflation tsunami, of which the MSM refuses to even talk about, could realistically bring about 11-12% inflation. That means 4-5 years from now could very well see this country in worse shape than 1929-1932.
Today, walking through Andersonville (the closest thing to a “Girlstown” in Chicago to mirror our home base of “Boystown) we stopped in Bon Bon, a little gourmet chocolate shop whose fortunes rose and fell in the last few years, along with the other high-end chocolate lounges in the city. Bon Bon’s proprieter was engaged in a passionate conversation with a customer when we walked in, telling her about losing the lease for the store and having to sell next May. The shop’s been losing money for two years, we learned, with the bottom completely dropping out in the last six months or so as gourmet (and, we realized, erotically-molded, karma sutra-inspired chocolates) dropped to dead last on the list of things people can afford to spend their money on these days, even in trendy, upper-income heavy Andersonville (home briefly to many lesbians before they partner up and head to the suburbs, and gay men who more often than not burn too many bridges in Boystown and then head north to colonize Andersonville like Puritans pushed off to the New World — which, we duly note, is the first time in history gay men in Boystown have ever been compared to Puritans).
The shopkeeper had a great attitude about it, though. She said she got a lot of buzz from an article Playboy Magazine did on her chocolates, which amounted to about three months of sales bonanza, and then things all basically fell apart. Playboy insisted she create a website for her shop, which she never bothered to have before, because they wouldn’t write the article unless they could link to a website with it.
The customer piped up and said she used to be a successful web designer, but that she lost her business in the last year because too many people bought web design software themselves: she made little money on creating new sites for people, and instead earned the bulk of her profit charging to keep sites going, refresh them, or add new information as business needs changed. She told the chocolatier that the easy to use web developer software people have been buying, like Dreamweaver, killed her business because once she created sites for people, they learned how to use Dreamweaver to cut out the middleman — in this case, her.
Bon Bon’s lease seems to be linked to a share in the net profits, so the building’s owner appears to think it can do better with some other shop in that space. Instead of making gourmet chocolates, the shop owner said she’s just make something else instead, something more down-market. The web developer has no idea what she’ll do, but thinks she’ll go back to school.
The vignette reminded us of something Billy Joel would have sung about if the whole thing had taken place in a Jersey bar and not an Andersonville chocolate shop.
It also made us think about all the small business owners we know who went out of business in the last six months — many of whom, like the two in the story above, are big Dr. Utopia supporters. Realtors, web developers, landscape designers, caterers, event planners, fashion designers, cupcake bakers, and freelances of all stripes. All of these people are very well-educated, and all catered to the needs of people with disposable income that suddenly became not so disposable after all. They are all now still waiting for all of their hope and change, and all the miracles they were promised by Candidate Utopia before he became our 44th President.
It’s strange to hear these sorts of people complain about our illustrious president now. At Caribou Coffee today on Broadway in Boystown, we sat next to quite possibly the most annoying two people we’ve encountered in a while: two twenty-somethings clearly from wealthy families who are all about Green Peace and saving all those poor, ignorant people in Africa (just waiting for two white Midwesterners to rescue them from their many plights) and telling all the foolish Americans how terrible they are and how they are all destroying the planet with their consumerism and economic self-determinism. One of them was South African, and had the most grating and irritating accent, which was employed loudly complaining about America and how she was being asked to leave since her visa was not being renewed, but noting that “this isn’t what was supposed to happen. Everything was supposed to be different now. Obama is president, for crying out loud, why aren’t things different?”. The Iowa farm boy turned neo-hippie she was with, the kind of guy who tries to guilt trip you about the steak you’re eating (while he’s wearing a leather belt and largely using an interest in environmentalism as a wildly effective (from what we hear) way to score with girls like the irritating South African in front of him – who, we should note, had a certain hunger and desperation in her eyes that made us wonder just how well she was working out plans to trick the farm boy into some kind of arrangement where she could stay in the country she seemingly hates but is so angry about being asked to leave).
It’s funny to see the neo-hippies realize 2008′s Hope/Change-palooza was all a load of crap, just as ultimately in their 40s, if not sooner, these same twenty-somethings quite often realize they’ve truly wasted the last 10-15 years of their lives on leftist nonsense, that patchuli smells terrible, and no one ever wants to listen to people with grating South African accents lecture about all the many problems America has (while simultaneously whining about no longer being able to live here, and going on and on and on about what’s going to happen to the cat she’s had for a year that South Africa won’t let her bring with her when she’s deported).
But, it’s sad and frustrating, more so than funny, because slowly we see people waking up and realizing what we warned about back in 2008.
This is why, once Hillary Clinton suspended her campaign, we fought tooth and nail for John McCain first, and ultimately with our whole hear for Sarah Palin.
None of Dr. Utopia’s promises were real — but his determination to push this country onto a destructive Marxist track was VERY MUCH REAL, and could very well be the end of all of us.
On the streets of Boystown and Andersonville in the last several days — we kid you not — we saw nicely dressed people, just a little dirty, but wild-eyed and desperate looking, digging through trash bins on the street or dumpsters behind restaurants. One man yesterday looked like one of the random, slightly overweight, middle-management accountant types indigenous to every cubicle farm in America (and obsessed with red Swingline staplers on occasion). He still had the ubiquitous nylon badge holder/key ring straight out of central casting dangling around his neck, the kind his ID used to be on when he swiped in at Aon every day (the name of the insurance giant on the nylon, given to him at orientation his first day or as some worthless prize at a training seminar or other event, we’re sure). And, there he was, in The Golden Age of Hope and Change, in dirty khackis, excited to find a styrofoam cup with a lid still on it in the trash outside Potbelly’s. Feral-like, he scooped that cup right up to his mouth and slurped up its contents, savoring it as the only food he’d had that day, most likely.
It was stunning and sickening and heartbreaking and TERRIFYING all at the same time, because when we were kids and asked our grandparents what the Great Depression was like and how they first realized there was inescapable trouble coming, THIS IS WHAT THEY SAID THEY NOTICED FIRST.
Office workers eating garbage in broad daylight on the street. Former business people prostituting themselves on Craigslist or giving handjobs to strangers in alleys for twenties. People selling their big screen TVs to pawn shops for $100 to try to make their rent and avoid eviction.
Another friend of ours, Brian, used to make $140,000 a year selling window treatments around Chicagoland. He was a sales leader, winning countless company awards, raking in all those commissions since every time a condo was flipped in Chicago, the flippers bought all new window treatments for each sale. His business still soared as the real estate market tanked, because condos that weren’t selling prompted their increasingly more desperate owners to change window treatments, paint schemes, and staging options repeatedly as they kept trying and trying to close deals. But, things started to go downhill for Brian last December…and not having any savings (living always beyond his means, blowing most of his money on nights out at Sidetrack’s, and spending more than he ever brought in, even when he was sitting on a gold mine), he actually lost his condo last week and is now nomadically staying a few nights here and there with friends, before crashing on another couch until he gets back on his feet, whenever THAT will be. Thankfully, Brian has friends to keep him from having to slurp chili out of Potbelly’s trash, but not everyone is so lucky.
People who have never struggled with anything and have always had high-paying, great jobs have been unemployed for MONTHS with no prospects.
People who never heard the word “No” for anything are being rejected for jobs that are three or four levels below what they’d typically be paid fortunes for are being reduced to taking unpaid internships to diversify their resumes and make themselves more marketable.
Some people are just giving up on finding work and have moved back in with their parents while they go to law school or go get MBAs, deciding to ride out the new depression in school while the gilded world around us implodes on itself in this the most historic and excellent Golden Age of Hope and Change.
Speaking of Sidetrack’s, an actual gold mine if ever there was one, we ran into one of the owners over Memorial Day, a big force for LGBTQ Equality in Illinois and a genuinely nice guy (even though we criticize him for allowing his VJs to misogynistically attack Hillary Clinton, Sarah Palin, etc. — and don’t think we will ever let him forget it, no matter how much we do like him), who honestly is probably the most positive and upbeat person we can think of. We have never, EVER heard him say anything not 100% upbeat. But, when we chatted and he asked one of us how we had been and Robby said, “Oh, I’m working hard to make this a great summer, there’s a lot of great opportunities and I’m giving it my all”, we were stunned when the normally positive bar owner said, “That’s good to hear because we need some optimism for a change, things are so bad, it’s depressing and everybody’s always so down”.
Wow.
Empty bars that are normally packed.
Deserted restaurants practically giving meals away trying to entice business.
Being able to find a table and occupy it for hours and hours on end in a normally jam-packed Caribou’s.
All because no one has the money to spend on the whole Boystown keeping-up-with-the-Brendans whirl.
And so, so many Brendans are leaving Chicago each month, no longer able to afford their rent and life in the big city. Back home to Iowa they go, or across the border to Indiana for longer commutes to work (if they still have jobs) but much, much cheaper rent.
Adios Boystown, hello Hammond.
The MSM and White House continue to tell us, every day, how historic Dr. Utopia’s presidency is and how happy we all must be that we have a black president now.
We hear over and over again how glamorous Mrs. Utopia is and how everyone should look like her and dress like her (and wear sofa upholstery and old coffee filters sewn by drag designers as couture evening wear).
Hope!
Change!
Middle-management slurping old chili out of the garbage!
People losing their homes!
Talented professionals going almost a year without finding jobs!
Welcome to Dr. Utopia’s America, people. It’s the man the MSM claims is the new Lincoln, the one who’s taken over and nationalized the car-making industry…the man who reminds us not of Lincoln, but of Hoover…and we all not only know how terrible government-made cars are, but also how much Hoovers SUCK.
And we hate to tell you this, but it is all only going to get worse for the rest of Dr. Utopia’s term.
May 29, 2009 at 9:49 pm
For those of you who missed it in the Friday open thread … this is a do not miss article. Time’s running out, kids.
http://english.pravda.ru/opinion/columnists/107459-0/
May 29, 2009 at 11:05 pm
While I agree with their sentiment, one statement rings hollow, “But we Russians would not just roll over and give up our freedoms and our souls, no matter how much money Wall Street poured into the fists of the Marxists.”
Apparently the author has forgotten the Lenin-worship, the bread lines and the secret police everyone ran scared from.
The author apparently never read the Gulag Archipelago
The author apparently don’t know political killings still happen quite frequently in Russia.
The American and Russian people are now in similar situations. The difference? Our Founders were always on our side and their spirit has never left us.
May 30, 2009 at 12:38 pm
Yes, that statement struck me as odd as well. My guess is the author is young, not a student of history, and surmise that Gulag Archipelago is unlikely to appear on many SSR recommended reading lists. While I’ve read it, and obviously so have you, it’s doubtful many people under the ages of 60/70 have. The ‘learn from history or be doomed to repeat it’ admonition still applies and continues to be ignored. Pity.
May 29, 2009 at 10:01 pm
I have only read through halfway and had to comment. You do realize all of what they are doing and all that is happening, is intentional.
Read Amity Schlaes, “The Forgotten Man” and “New Deal or Raw Deal” – by Burton Folsom.
FDR’s policies is what deepened and prolonged the Depression. He was anti-business and anti-individual. It was a raw power grab, his administration was teaming with commies, and the congress rubberstamped it all.
If you know the history and a bit about economics, Obama is going down the same road.
May 29, 2009 at 11:05 pm
The Forgotten Man & 5,000 Year Leap are next on the nightstand . . .
May 30, 2009 at 1:12 am
Not being a Conservative, I have to respectfully disagree with you. Herbert Hoover prolonged the Depression and was voted out of office. I know next to nothing about economics but from what I understand, Hoover did the same thing Bam is doing right now- throwing money at banks. Hoover tried to leave it to the banks and business to correct the economy, and that made everything worse.
Sorry, big FDR fan here. I would rather read Paul Krugman than “The Forgotten Man.” I think helpful policies should be put before ideology and reelection at this point and Dr. Utopia is failing on both counts. But then- he fails at everything.
May 30, 2009 at 7:43 am
Sorry, FDR SUCKED. George Bush can be compared to Hoover and Dr. Utopia to FDR. Like noodlenoggin says, read “The Forgotten Man” and “New Deal or Raw Deal.”
It`s as plain as the nose on your face that FDR prolonged the Depression. Stimulating private industry is what gets an economy growing. Not creating make work government jobs.
He was also an INCREDIBLE LIAR. He could lie straight faced just like DR. Utopia.
Roosevelt was clear about what he wanted, “unimagined power.” Roosevelt and his staff were HABITUAL bullies, pitting Americans against one another. The polarization made the Depression feel worse.
Paul Krugman believes in Keynes economics. Keynes admitted to Roosevelt that his economic theory would only work in a collectivist government, like a COMMUNIST one.
Secretary Morgenthau admitted to Congress after 7 years that we have stimulated everything and it just isn`t working. The Depression was just refusing to disappear! What FDR was doing was pouring glasses of water into the ocean in the hope of raising the sea level.
Everything Dr. Utopia is doing is right out of the FDR playbook.
This FDR was the greatest president garbage is just “corruption of the classroom” indoctrination. Too many people in his administration were committed to the Soviet government. It wasn`t just Alger Hiss. There was Lauchlin Currie, his economics adviser, Harry Dexter White at Treasury, Lee Pressman etc. Read the “Venona Secrets”( documents released from the Soviet archives)for proof of this fact.
May 30, 2009 at 5:33 pm
JDR, you sure know FDR.
I hadn’t heard of Venona Secrets.
Thanks
May 30, 2009 at 8:48 am
Littleisis, could you please detail what “helpful policies” you are talking about?
May 30, 2009 at 9:19 am
Little Isis, I really enjoy your writing on The Confluence, but I have to respectfully and vehemently disagree with you (and stand with JDR).
Please understand that people are doing the EXACT same thing with Paul Krugman that many did with Obama.
I have done a lot of investigation into Krugman/Keynesianism versus the ‘other’ approach, the Austrian School of economics, and the very clear winner is NOT the lovable Kruggie-bear. I really do think he is a nice man–just wrong as all get out. And please don’t listen when people tell you the Austrian school is a little ‘nutty’–that is the Palin treatment. Investigate it for yourself. I don’t mean to toot my own horn, here, but I’ve documented a lot of the fact finding mission on my blog.
May 30, 2009 at 11:09 am
Keynesian economics has never succeeded anywhere, ever, for any country on this planet.
Furthermore- what obama is attempting is not keynesian economics.
Keynesian policy advocates for government to increase “demand” via spending during economic downturns, then decrease said spending when the economy recovers.
obama is not interested in the government merely acting as a spur to the economy- he is obviously interested in having the government control major swathes of the economy- banking/finance, heavy industry, health care, energy and mining.
He is, in short, a fascist bullyboy looking for government to control/own our economy.
May 30, 2009 at 4:14 pm
Skating on Glue–Yes, or even worse. Here is the latest worst case scenario I’ve run across: http://www.gamingthemarket.com/2009/03/end-of-the-beginning.html
Obama is neither the leader nor the brains of this disastrous show. He is simply the chosen one: the perfect narcissistic principle-less shill of a pawn.
May 30, 2009 at 11:39 am
I recently asked people who lived through the depression what ended it and the answer given to me was WWII. But, what I don’t understand is why everyone says the economy was better when their was still a horrible economy during Truman’s terms in office. I never had known this until I visited his library.
May 30, 2009 at 12:16 pm
You may want to re-think your enthusiasm for FDR:
FDR’s policies prolonged Depression by 7 years, UCLA economists calculate
May 30, 2009 at 2:43 pm
Jeez! I say one little thing, lol! I agree that WW2 probably saved the economy, but on everything else I’ll just investigate what you guys said further. What I know about the economy, I get from Dakinikat at the Confluence, and I don’t read her posts enough. :p
May 30, 2009 at 4:21 pm
People can be truly good hearted but wrong, Little Isis. I may be, too, I am the very first to admit. We must all seek out many sides of any given story before deciding for ourselves.
May 30, 2009 at 5:51 pm
Excellent advice!!
May 31, 2009 at 5:43 am
well Obama saved the Economy with his Huge spending bill, everything is getting better.
Pelosi, Obama, Biden and Reid would not lie to us, whey said this bill would save and creat millions of new jobs.
lol. just joking
May 29, 2009 at 10:13 pm
I’ll have a much longer post later on, as I have a bit of a background in personal finance.
But for right now, I wanna offer up two financial blogs that are absolute MUST READ. I check each of them a few times per day.
http://www.jrdeputyaccountant.com/ (fair warning, her language is rather “colorful.” LOL)
http://market-ticker.denninger.net/
and read carefully his post of several weeks ago, which explains exactly what is going on here:
http://market-ticker.org/archives/1016-Why-We-Are-Absolutely-Screwed.html
I’ll be back later with more.
May 30, 2009 at 8:53 am
Oh, my GOD, I watched that guy on MSNBC.
Was he drunk?
He was totally incoherent in what he was saying, but he basically seemed to be saying, “WTF?”
May 30, 2009 at 9:19 am
Wow, thanks for the recommendation, Dana. Moreso, thanks for pointing me to THIS site – very cool, I hadn’t seen it before and will definitely be doing some more digging around.
“Colorful language” haha, that works.
So glad to see I’m not the only one completely disgusted by the “unicorn-riding Kool-aid drinkers” – can you BELIEVE this guy? Hideous.
Worse, OMGObama will be the one to decide who gets stuck in at the helm of the Fed next year – THAT is the one you need to worry about. Looking at his choices thus far, I believe it would be safe to start getting scared right about….. NOW!
Jr
May 29, 2009 at 10:20 pm
I’m on Hillbuzz.
You wanted Hillary to win. She should have, and would have kept this country stable.
She may have been indoctrinated to Leftist ideas, but the woman GETS it,
But many of the folks who post here voted for a man who will soon be our Dictator.
We all need to FIGHT for the salvation of this country
Stand up and FIGHT.
Gay
Straight
I don’t care
FIGHT
May 29, 2009 at 10:31 pm
A forgotten book that opined what had happened when the government became ‘free’ from the people. It started with passing the income tax.
The People’s Pottage by Garet Garrett, can be found to read for free at http://www.mises.org.
It consists of three small books bound into one.
1. The Revolution Was (1938)
2. Ex America (1951)
3. Rise of Empire (1952)
A couple of snips worth and you will read the rest.
“There are those who still think they are holding the pass against a revolution that may be coming up the road. But they are gazing in the wrong direction. The revolution is behind them. It went by in the Night of Depression, singing songs to freedom. There are those who have never ceased to say very earnestly, “Something is going to happen to the American form of government if we don’t watch out.” These were the innocent disarmers. Their trust was in words. They had forgotten their Aristotle. More than 2000 years ago he wrote of what can happen within the form, when ” one thing takes the place of another, so that the ancient laws will remain, while the power will be in the hands of those who have brought about revolution in the state.”…
May 30, 2009 at 9:58 am
I read The Revolution Was a few weeks back and the parallels are astonishing.
May 29, 2009 at 10:33 pm
*snip two*
The scientific study of revolution included of course analysis of opportunity. First and always the master of revolutionary technique is an opportunist. He must know opportunity when he sees it in the becoming; he must know how to stalk it, how to let it ripen, how to adapt his means to the realities. The basic ingredients of opportunity are few; nearly always it is how they are mixed that matters. But the one indispensable ingredient is economic distress., and if there is enough of that the mixture will take care of itself.
The Great Depression as it developed here was such an opportunity as might have been made to order. The economic distress was relative, which is to say, that at the worst of it, living in this country, was bette than living almost anywhere else in the world. The pain nevertheless, was very acute; and much worse than any actual hurt was a nameless fear, a kind of active despair, that assumed the proportions of a national psychosis.
Seizures of that kind were not unknown in American history. Indeed, they were characteristic of the American temperament. But never before had there been one so hard and never before had there been a danger that a revolutionary elite would be waiting to take advantage of it.
This revolutionary elite was nothing you could define as a party……….
…..What it represented was a quantity of bitter intellectual radicalism infiltrated from the top downward as a doctorhood of professors, writers, critics, analysts, advisers, etc. There was no plan to begin with. But there was a shibboleth that united them all: “Capitalism is finished.” There was one idea in which all differences could be resolved, namely, the idea of a transfer of power. For that a united front; after that, anything. And the wine of communism was a passion to play upon history with a scientific revolutionary technique.
The prestige of the elite was natural for many reasons; but it rested also upon one practical consideration. When the opportunity came a Gracchus would be needed. The elite could produce one. And that was something the Communist Party could not hope to do.
Now given -
1. the opportunity
2. a country whose fabulous wealth was in modern forms – dynamic, functional, non-portable.
3. a people so politically naive as to have passed a law against any attempt to overthrow their government by force
4. the intentiion to bring about what Aristotle called a revolution in the state; within the frame of existing law
5. liquidate or shackle business
6. make the individual more dependent upon government – “the domestication of individuality”
7. systematic reductions of all forms of rival authority
8. sustain popular faith in an unlimited public debt
9. make the government itself the great capitalist and enterpriser, so that ultimate power in intiative would pass from the hands of private enterprise to the all powerful state.”
———————–
Two factoids about Mr. Garrett
a. he was good friends, perhaps lovers with Rose Wilder Lane (Laura Ingall’s daughter)
b. he lost his job at a prominent newspaper for criticizing the One – FDR.
May 29, 2009 at 10:35 pm
Aww rats, my second excerpt from The People’s Pottage fell in the bucket.
I sooo recommend everyone to read it. As mentioned above, you can find it free online.
May 29, 2009 at 11:04 pm
Our Midwestern packing plant community of 10,000 has lost many businesses in the past year.
And there’s rumor that the two plants will be going to four 7-hour days, instead of usual 40 hours + overtime.
Local dress shop closed, one of the 4 bed & breakfasts is for sale.
Post Office where my husband works is flouting contract nationwide (with union approval) and combining 3 1/2 routes into 3. Management is also axing one of three local clerks.
The city just instituted a new “tax” of sorts. If a homeowner does ANY type of remodeling, you must file for a permit. For 35 years, a permit was only necessary if you were adding plumbing or an addition. Our carpenter says that now if he adds a door on an existing home, the permit must be obtained. Because of “streetscape” beautification project a few years ago we are bonded around 95%.
I’m sure we’re probably a little more cushioned than big cities. But if things get really bad what will the 70% illegal portion of our population do?? There will be a glut of SUVs, fancy pickups and homes going back to the banks. Will they go back to Mexico, Guatemala & Honduras?? Or stay here and collect BO’s Benefits??
May 29, 2009 at 11:09 pm
Obamacare will bankrupt what, if anything, is left of this country. Once people get “free” healthcare, there’s no turning back. Smart Girl Politics outlines what we need to do. Let’s Roll!!!
President Obama will launch a grassroots campaign on June 6 to push his MEDICARE FOR ALL agenda to the people. We do not have a lot of time so we need your help getting the message out. SGP is starting the Healthcare War Room today. We will be educating our members and following congress daily to watch the path that Healthcare Reform takes.
SGP has added a healthcare resource tab on ning to provide up to date articles on what is going on with the MEDICARE FOR ALL debate and how it affects our members. SGP has also started a healthcare series on SGN where our writers will tackle the healthcare issues daily for the forseeable future.
We will be starting strategic calls first to those Republicans who may be considering voting for this legislation (currently it appears to be Chuck Grassley, Olympia Snowe, Orrin Hatch, and Susan Collins). All four have voted for some type of socialized healthcare or expanded government benefits over the years. We will then begin to tackle and melt the phones of those Democrats in Conservative areas that may be fence sitting.
HERE IS WHAT WE NEED FROM YOU:
1. Please have your members start melting the phones of the four Republicans listed above. Here are their numbers:
Chuck Grassley 202-224-3744
Olympia Snowe 202-224-5344
Orrin Hatch 202-224-5251
Susan Collins 202-224-2523
2. Please take a few minutes each day to help us tweet articles from SGN about the healthcare issue. Use the SGP hashtag whenever you are talking about healthcare. We are working on a hashtag that we will roll out next week that will represent our opposition to the President’s plan.
3. Send us articles that you find on the internet that talk about how MEDICARE FOR ALL will affect women and our families.
4. If you are blogger, please start talking about this issue. We will have WAR ROOM information available for you to use on the front page of the ning site daily and will continue to update the resource information on the health care tab we provided on ning.
This is a critical issue that SGP has the opportunity to stand and fight against, but we can only do it with ALL of your help. Thank you all so much for your continued support of SGP.
SGP Launches SGP101
That’s Smart Girl Politics 101 – a political education program designed just for our members!
You told us you wanted to learn more about all aspects of politics and, as a result, we have created a unique online/conference call program designed just for you.
This program is aimed at our many members who are new to politics and activism. Its goal is to teach real world politics and will cover a wide range of topics specifically intended at assisting you to achieve your goals on a local level. There will be sessions for members interested in becoming involved in party politics, political volunteerism as well as members interested in becoming candidates.
The sessions will be held once per week, on Sunday, starting June 7th. They will last anywhere from thirty minutes to one hour. You will be able to leave follow- up questions after the session on the SGP101 site. In addition, we will make updates to SGP101 over the next several months with an eye towards providing our members with a program that is flexible and responsive to your needs.
You may sign up for as few or as many sessions as you wish depending on your interests. Simply email sgp101@smartgirlpolitics.org. In the subject line, please put the following: NEW MEMBER REGISTRATION. Please include your name and request information about the classes. Once verified, you will be sent information on how to register on our new site.
SGP101 is a part of our commitment to helping our members succeed in the political arena – BY WORKING TOGETHER FOR OUR CONSERVATIVE VALUES WE WILL MAKE A DIFFERENCE – SO STAY TUNED, THERE IS MORE TO COME – WE ARE FIVE MONTHS YOUNG AND HAVE ONLY JUST BEGUN!
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May 29, 2009 at 11:15 pm
*Bailing out banking
*Bailing out insurance companies
*Taking over car industries
*Messing with health care
*Fiddling with the census
*Manipulating Supreme Court nomination
*Impending Fairness Doctrine
*Cap & Trade to bankrupt traditional utilities
*Printing tons of paper money
All of these actions tell me this is a deliberate orchestration.
Factor in Obama seeking the power to shut down internet & cell phone service in an “emergency.” Postal Service is in huge trouble, too. And if that were to fold, that would leave ordinary citizens no way to communicate (unless you could afford FedEx and UPS or have a ham radio).
When everyone has exhausted their savings, have no jobs, can’t pay their mortgage & utility bill, have no transportation, and can’t afford medical care, Obama will have effectively broken the people’s will.
May 30, 2009 at 7:57 am
“Factor in Obama seeking the power to shut down internet & cell phone service in an “emergency.” Postal Service is in huge trouble, too. And if that were to fold, that would leave ordinary citizens no way to communicate (unless you could afford FedEx and UPS or have a ham radio).”
To that I must add traditional newspapers folding and going digital.
Taking still another vital piece of communication off the table if Internet is disrupted. I suppose we enterprising Hillbuzz souls could whip out a local rag, Xerox and distribute on foot–ha!
May 30, 2009 at 8:15 am
NeeNee: Good list, but maybe think about adding, as item 1, “rigging caucuses,” because that’s what got him into the seat of power to begin with, and as a former Dem, I assure you the stealing of the Dem nomination was “deliberate orchestration.”
The farcical DNC Rules and Bylaws Committee meeting itself–May 31, 2008–proves that statement.
May 30, 2009 at 9:39 am
You are so right, Garlic. Bill and Hillary are liberal Democrats, but they are Americans who love their country. They would never have done the last 4 months’ worth of reprehensible policies.
May 30, 2009 at 5:32 pm
I remember complaining about Presidant Clinton. I really miss those days of his steady hand at the rudder. And I’m not being sarcastic.
May 30, 2009 at 9:53 pm
John- agreed.
At the time, I didn’t much care for Clinton- but at no point did I ever question the man’s sanity.
Right now, would be rapturous if Clinton were our president, instead of the sap we have now.
And I ain’t being sarcastic either.
May 30, 2009 at 1:03 pm
NeeNee, in your last paragraph you neglected to mention “their firearms confiscated.”
May 30, 2009 at 2:40 pm
I know. It was late last night when I wrote the first part and I was soooo depressed.
On my way out the door I added the newspaper thought.
One of these days, I’ll assemble a real list, with proof references!
May 29, 2009 at 11:30 pm
Gee guys, as if I wasn’t depressed enough. Did you have to lay it all out so well?
I just have to keep the faith. I believe in the American people. While other great societies have fallen, there had never been any other country that was close to what American is. We are still the only nation that has ever been of the people, by the people, and for the people. Mr U may be the big the wake up call that we have all desparately needed to become one again. The obotmatrons will eventually wake up. They will come crawly back to us, and we will forgive them for their stupidity. The Union shall prevail. Change is always painful. Changing back will take megadoses of painkillers. But we will get through this-together. We just have to hang in there, and vote these bastards out!
May 30, 2009 at 8:17 am
Thanks, girlpower! I needed to hear a strong person like you say that.
(((((girlpower)))))
May 30, 2009 at 9:42 am
I ran across a comment on another board that I thought was ingenious: operation clean sweep. Simply vote every single current representative and senator out. Doesn’t matter what party you belong to, just vote every incumbent out. Period. Brilliant!
May 30, 2009 at 10:53 am
“Mr U may be the big the wake up call that we have all desparately needed to become one again.” YES!
Give me Liberty or Give me DEATH…seriously.
May 29, 2009 at 11:36 pm
Thanks for your blog. I stop by all the time for a quick gasp of your fresh, open, honest (and well written) observations of what’s really going on!
May 30, 2009 at 8:18 am
Come back and post more often!
May 29, 2009 at 11:56 pm
My mother’s favorite Depression poverty story concerned her 15-year-old sister who ran off to get married.
Mom & Dad married in 1931. Aunt Lucille was the next oldest girl and was in line to help Grandma with all the little ones, farm chores & housework. She figured being married would be easier. Well! Not quite.
Lucille’s husband had 160 acres that had to be worked with horses, since they were too poor to afford a tractor. Lucille ended up working 18 hours a day in the fields and house.
Mom said that sometimes they would go visit the young couple. It was customary for the hostess to put out a light lunch around 10 p.m. But because Lucille & Louie were so poor they could offer no lunch. So my parents would take an old hen to the town creamery, sell it and get a dollar or two. Then they would buy some lunchmeat and cheese to take for lunch.
Mom always commented that Lucille needed every penny and had to sell most of the eggs and all their butter. So they ate LARD on bread. As a treat, Mom would take her sister some of her freshly churned butter so they wouldn’t have to eat lard on their sandwiches.
Can you imagine times getting this tough? Can you imagine what the inner city “hip-hop” types will do to get a sandwich??
May 30, 2009 at 8:23 am
I went to the local Ace hardware store yesterday. I hadn’t been there in about three weeks, and oh Lord, everything of real monetary value was LOCKED behind gates.
And this is cowtown Tucson (then again, we’re infested with illegals who’ve deserted their south of the border homeland; as if we really need people of such “strong” character here, with their slippery hands outstretched).
May 30, 2009 at 12:19 am
Things are really bad here in Michigan. I am not looking for pity, but you are right on about how they are not portraying the economy being as bad as it is…The government task force has Chrysler and GM by the bal#s. They are closing 14 plants on Monday, and the suppliers cannot continue. GM (government) is suppose to restructure a plant to make small cars….. who the hell is going to buy one of those damn things?
May 30, 2009 at 8:27 am
I would NEVER think anyone here is looking for pity. It’s acknowledgment and compassion(and WORK!)that we seek.
I believe that the good wishes and prayers–and outright acts of kindness (Mia!)–of the people of HB are what is helping me to slowly turn things around.
I send it back in spades, to you and everyone else here!
May 30, 2009 at 10:19 am
No one is going buy those small cars… ugh. such a stupid idea
May 30, 2009 at 11:35 am
Sharon:
I traveled your State a year ago this month, and I could SEE the devastation. Empty buildings.
For Sale Signs.
Low traffic.
And that was in almost every town I visited.
The question I have for you is this:
Why do you Michigan folks keep electing the Democratic clowns who got you where you are in the first place?
May 30, 2009 at 5:35 pm
I read that the population of Michigan is actually decreasing. I don’t remember the stats, but it was like loosing all of Ann Arbor and Battle Creek. Better minds should have the facts.
May 30, 2009 at 6:40 pm
Tammy says:
“The question I have for you is this:
Why do you Michigan folks keep electing the Democratic clowns who got you where you are in the first place?”
For the same reason CA does. U.N.I.O.N.S.
CA is now bankrupt.
May 30, 2009 at 12:21 am
Wow, Hillbuzz… that was such a good post, I actually saved it and put it into my file of favorite articles. You hit it out of the park!
Isn’t it amazing that the MSM tries to push Bam as Lincoln, FDR, JFK, and JBJ all rolled into one? How ridiculous. He is much more like Hoover, Bush2, Nixon, Reagan, Carter, and James Buchanan all rolled into one. The man is a joke.
I’ll tell you one thing. The only President I am aware of who even comes close to being FDR, JFK, Lincoln, and LBJ all rolled into one is, in my opinion, William Jefferson Clinton, and Dr. Utopia is not fit to wipe his a$$. And Hillary, his better half, is like Queen Elizabeth, Princess Diana, Cleopatra, Catherine the Great, Eleanor Roosevelt, RFK, Morgan Le Fey, and Benazir Bhutto all rolled into one. Love. That. Woman.
Sarah Palin is like Big Dawg. I personally think she is like Reagan, Lincoln, JFK, James Polk, James Madison, and Abigail Adams all rolled into one- with a spicy dash of JackieO and Moddona mixed in.
Anywho, it is interesting, the story you tell about the web designer in the gourmet shop. My Uncle is in a similar situation. He was doing very well as an auctioneer when he and my aunt adopted my cousin from China. They live in South Euclid, and since you guys are from Cleveland, you must know how bad SE’s school systems are getting. (I know, because I went to school there when I was a very little girl and I remember the schools being much better than they are now). So they now send her to a private school called Hathaway Brown, where she is challenged in a way that is sufficient for her incredible intelligence. My cousin is a very special girl. She has many Hillary/Sarah qualities to her and I believe she is going to be a US Senator one day. (She would be a first, since she is Chinese and also Jewish. But she likes Taylor Swift and we are going to a concert together in the fall.) The thing is, since the emergence of Ebay, my Uncle can no longer make money as an Auctioner and his bussiness tanked. Now their house is in foreclosure and they have massive debt. he has to work several shifts a week to keep them afloat. And it is just terrible because they might be homeless soon.
They were all avid Hillary supporters in the primaries and we all volunteered together in South Euclid. In the General, they voted for Bam because they have always voted Democrat, but did so without much enthusiasm. I just feel so sorry, because, like many decent people who voted for Bam because they thought he was a lesser of two evils, they did so on blind faith. Not buying the hopey changey message but at least praying he might deliver on SOME of his promises. They knew they would get dissapointed, and it makes me furious, because I love them so much and they are such good people.
I always say screw Obots. New lefties are furious because Dr. Utopia turned out to be the fraud we all said he would be. We warned them and they should have known better. But it is hard working, non kool aid slerpers like my aunt and uncle that I grieve for. They could have had a champion in the white house, but because of moonbats, we have to wait until 2012 and even then we still might not win… and it just kills me.
May 30, 2009 at 8:32 am
Hey, thanks for reminding me to tip my hat to HB for their excellent article on this topic. Other than kudos, I have nothing to add to a piece that, to me, says it all so completely.
Re your post: I hope things turn around for your aunt, uncle, and cousin. Sending positive vibes.
May 30, 2009 at 10:20 am
Keep up the faith. We WILL win in 2012! We absolutely have to.
May 30, 2009 at 1:20 pm
I hate to be a downer, but have you considered the possibility that Obama will find a reason to suspend elections in 2012? I’m not too sure he won’t attempt before midterm elections next year. God I pray I’m wrong.
May 30, 2009 at 2:35 pm
that’s the dumbest thing he can do…push us against a wall and we WILL PUSH BACK…
May 30, 2009 at 6:50 pm
I don’t discount anything with this narcissistic neophyte.
The thing that usually brings people like BO down is believing their own press, which he already does. Not much of a stretch to think he will, overplay his hand and implode.
May 30, 2009 at 7:42 pm
Let me guess what Mia’s “push back” might mean: if he tries to suspend elections, someone will off him, just as someone would’ve done to Bush had he tried to pull that crap.
May 30, 2009 at 9:47 pm
I’ve wondered about that myself – but not for 2012…what about 2010?
I saw a great suggestion on another comment thread: operation clean sweep. No matter what your party affiliation is, vote out every single incumbent in 2010. Period.
May 30, 2009 at 11:27 am
I appreciate your post. I want to add that as much as I believe people are waking up about “this president”, we cannot assume things will change in 2012. We need to be fighting everyday in ways we have never done before. This is a beautiful nation, founded on principles that were found no where else until the Founding Fathers made the greatest sacrifice. Too much blood has been shed on our behalf for us to deny the next generations, what was given to us. Pray, pray, pray everyday for the strength to overcome the manipulations of this president, his administration and the puppet masters behind the scenes. Trust in what is good and honest and stand up for what has been right and good about this country all along.
GOD BLESS AMERICA!!
May 30, 2009 at 6:51 pm
AMEN!
May 30, 2009 at 3:02 am
By way of background, my vocation is that of a professional plant nut (OSU Master Gardener), but by training, I went through the Certified Financial Planning college. I do not practice, however, because I didn’t take my final two tests. Nevertheless, I did the bookwork. Same coursework Suze Orman took, btw.
There are common sense things we should all be doing right this minute, in order to get ready for what is about to happen to all of us. Not next week, next month. RIGHT NOW, this weekend. There is absolutely no time to waste.
This is just a first installment, for reasons of brevity. It’s enough to get everyone started.
1. Adjust your withholding, especially if your circumstances have changed. DO NOT give Obama an interest free 12 month loan. Inflation is heading up; you can’t afford it. I also believe the time will come when federal refunds will be “held up” like they did in CA.
2. Spend this weekend going over your insurance coverages. With the internet, it’s very easy. Make sure your policy is in front of you, to compare coverages. I saved $ 1000 a year by doing this a few months ago. Btw, if you are a renter and notice vacancies going up in your neighborhood, be SURE you have renter’s insurance, as these kinds of areas are magnets for property crime. Your landlord’s insurance does not cover your stuff!
3. Pick a phone to use as a main phone, don’t pay for two full sets of phone services. In my case, my primary phone is a landline, as they’re more reliable (mountains, weather, power outages etc) and I have a pay as you go cellphone, which is only for when I’m in the car or traveling. Btw, you do NOT owe children and teenagers unlimited cellphone use. Put them on a pay as you go plan and make them budget their minutes or purchase extras themselves. Trust me, they will live without 80 text msgs a day. I did and so did you!
4. If your community has an awesome recycling plan, as we do in St.George, UT, cancel your trash service.
5. Employ “strategic” gardening. Not everyone has the time, space, skill to have a full garden. But, at least grow the budget busting ingredients yourself. Those include almost all herbs, specialty vegetables and fruits (like yellow pear tomatoes, grape tomatoes, orange peppers, raspberries, etc.) and the like. All of them can be grown in pots, if space is a problem. Hint: plant the herbs in a pot you can stand looking at, so you can bring it indoors in the winter: http://www.bhg.com/gardening/vegetable/herbs/strawberry-jar-herb-garden/
6. Start buying “junk silver.” http://en.wikipedia.org/wiki/Junk_silver
Also, start saving all your leftover change. Why? Fiat currency and coins are often valued differently in bad times. The reason is, the fiat currency is backed by the Federal Reserve, which is about to collapse the value of our currency. Coins, are issued by the U.S. Mint, and the value is based on the value of their metals content! Btw, especially valuable are nickles….because of their copper content:
http://www.survivalblog.com/nickels.html
That’s enough to get the Hillbuzz crowd going for now!
May 30, 2009 at 7:38 am
Dana,
You.Are.So.Smart!
We have done the phone thing, the garden, and withholding. Garbage is part of our utility bill, so that’s a no-go. My husband (coin collector) has a 40-year habit of tossing all coins from his pocket into a big vase; once a year he cashes in when he has a project—usually ends up with several hundred dollars.
Another thing he’s always done is save scrap gold jewelry. Since I have an antique shop, we always find pieces not worthy of display but with gold content. If folks have time on their hands, garage sales and flea markets many times have jewelry. Invest in a small loop if you can’t read markings. I’ve already gotten 14k rings with glass stones for 50 cents.
Also, stock up on non-perishables. Canned goods, toilet paper, etc. Lay in a supply of extra coffee, feminine hygiene products, juice boxes, nuts—these would be good barter items.
We will survive. America at its worst will be better than most Third World countries. Just use common sense and plan ahead like Dana is telling us.
May 30, 2009 at 8:38 am
Wow, Dana! Would love to see you write a column here, if HB is willing and able to give you the space. Maybe you can take questions from the audience??
If you have tips for freelancers, who have no health insurance and no protection against times of unemployment, would love to hear them. I’m in debt up the wazoo, having lost any financial cushion two years ago.
Anyhow, THANKS!
May 30, 2009 at 10:44 am
HillBuzz: If your new site has a back room (a la the HC forum and Hillary’s Village), do you think maybe there’d be a place for the regulars to share and barter their knowledge and experience?
You have the most intelligent and talented posters (like attracts like?), and who knows, maybe we can help each other out in a more focused and purposeful way.
May 30, 2009 at 1:12 pm
I incorporate herbs into all my planting. For example the strong smell of basil and garlic help to shield tomatoes from insect pests.
The Internet offers an incredible amount of information about the plants to grow wherever you live. if you live in a more hostile or extreme environment research to find out what Native Americans grew in your area.
May 30, 2009 at 5:38 pm
Herbs also not only come back (usually, some types, etc) but they are the most expensive type of food to buy.
I can’t kill my oregano and mint. Oh yeah, and for the extra mint you will have—Mint Julips!
May 30, 2009 at 7:03 pm
We have a rosemary *tree*…….we gave up years ago trying to get rid of it.
May 30, 2009 at 3:23 am
and one more thing for tonight, before I turn in. The FDIC fund is down to 13 Billion dollars.
This is worth a read. Just for “inspiration.”
http://zerohedge.blogspot.com/2009/05/fdics-deposit-insurance-fund-reserve.html
May 30, 2009 at 4:10 am
Also…
There were some changes in 2005 to the bankruptcy laws in the U.S.They were designed to prevent people from hiding assets as they were going before the court to discharge debt via the bankruptcy process. Very few consumer assets survived this legislation, as people were abusing the rules, as you might expect.
However, one important thing did survive this process, and that is the employer based 401 (k) accounts that qualify under ERISA rules (and nearly all do). Meaning, that no matter how many debts you have and how much they total, your entire 401(k) account (regardless of how much is in there) is off limits to creditors in the bankruptcy process, by law. That is even a higher level of protection than offered to IRA accounts, which court rulings have stated are only partially protected and only under certain conditions.
Many people are having difficulties right now and are tempted by that large pile of money sitting in their 401(k), considering closing the account and withdrawing the money. DON’T do that under any circumstances, even if you need the money to keep the lights on and feed your kids. Because if things are that tight, bankruptcy might be an option that reluctantly will have to be considered. The nanosecond money is withdrawn from that account and placed in any kind of normal savings or checking account, it’s fair game for any bankruptcy judge to add to the asset pile and distribute to your creditors. And DON’T do it to get caught up on mortgage payments either. It is senseless to take money that is safely protected by law and plunk it into an asset that might be lost down the road.
Things are going to get worse before they get better, and with these nitwit politicians in charge, there is no idea how much “worse” they are going to make it. I’d rather you have this information before you need it, rather than after the you-know-what hits the fan. You can move it within your employers’ plan in order to manage risk, of course.
Remember, if the unthinkable happens (bankruptcy) and your debts are discharged by a court, then what? How will you be able to start over then?
Your 401 (k) money, of course!!!
May 30, 2009 at 8:48 am
Dana: What about annuities that aren’t employer based, i.e., held by the self-employed? Are they safe from the government and creditors? That little (and I do mean “little’) bit of money I have left in a tanking annuity is what might save my bro from having to be institutionalized in September.
And thank you so much for sharing your knowledge with us. No one in my own stinking family will even take the time to advise me. Sheesh. “Strangers” often turn out to be truer friends and family. At least that’s been my personal experience in this crazy life (MIA!!!).
May 30, 2009 at 8:56 am
I have to add that last night, I went to bed very angry and frustrated. You know how one thing leads to another, and then you’re off on this whole spiraling effect that reaches a crescendo?
Boy, was I ticked with Jesus and the whole cadre of Supreme Beings. I was like, “Hey, why can’t you just send someone to advise me? There are bankers and retired bankers in my family who won’t even take 5 minutes to explain sh*t to me. What’s up, Jesus?”
Then, this morning, I wake up to Dana. Sorry, Jesus, etc. I know I’m very impatient. (*slinks down in desk chair, feeling ashamed…again*)
May 30, 2009 at 1:02 pm
Garlic, so many people are feeling that avalanche right now. Hang in there. You and your brother are in my prayers.
May 30, 2009 at 4:18 pm
Geez, aren’t you nice?
If I had read everything all the way through, I’d have noticed that you are in AZ. In plain English, the state of AZ is not anyplace I’d want to declare bankruptcy. Evidently, they allow you to hang on to so little property you damn near are like a homeless guy on the street!
http://www.azb.uscourts.gov/Documents/arizona_exemptions.pdf However, if you scroll to page 10, it appears that you might be in the clear on the annuities, provided you’ve had them for at least two years:
“An annuity contract where for a continuous unexpired
period of two years such contract has been owned by a
debtor and has named as beneficiary the debtor, debtor’s
surviving spouse, child, parent, brother or sister, or any
other dependent family member, except for the amount
of any premium that is avoidable by a creditor as a
fraudulent transfer”
Meaning: if all of a sudden, you open and start stuffing $$ into an annuity (in advance of bankruptcy) they are going after that money. If you’ve had it a while, you should be okay. If it’s less than two years, it might need to be protected in a trust, to keep their grabby hands off it.
I don’t want you to post sensitive financial stuff on the net, lest Obama’s minions are lurking about. If you have anymore questions, use this email addy and put something in the subject line so I know it’s from here and from you:
squeezebunt at hotmail
And if any of you Obots get any bright ideas about sending me stuff, don’t bother. My spam-o-meter sniffs out everything and it hits the automatic DUMP button.
heh :)
May 30, 2009 at 5:42 pm
Garlic:
I hear you. From 2005 to 2007 (I sell new homes) I was alone on the hill telling everyone what was going to come and planning.
From 2007 to 2009 I have been banging my head looking for solutions. Finally I said Lord, “You do it, you to the worrying and I’ll just do my best”.
Slept like a baby. All last week the solutions have been coming from different angles. Give it a try, at least you can sleep with a clear head.
Take Care.
May 30, 2009 at 7:47 pm
Dana:THANK YOU SOOOO MUCH! I’m going to copy this info to my e-mail files. I’ll drop you a line just so you’ll have my addy, too.
Believe me, I have nothing to stuff into my annuity. LMAO! I’m not trying to get over; just to survive and keep bro with me.
If you need any editing or proofreading done, I’m your man–er, woman!
THANKS!!!!!!!!!!!!!!!!!!!!
And thanks to John. I appreciate what you’re saying. If I were alone, I wouldn’t get so nervous and impatient. Being responsible for a dependent person FREAKS ME OUT!
May 30, 2009 at 8:53 pm
garlicnosedho,
You have email!
May 30, 2009 at 11:19 pm
Got it–THANKS! Seriously, I owe ya, so gratis editing whenever you need it!
May 30, 2009 at 8:55 am
Yeah, isn’t it amazing how those wonderful changes in the bankruptcy laws SCREW the little guy?
May 30, 2009 at 9:15 am
The shop’s been losing money for two years, we learned, with the bottom completely dropping out in the last six months or so as gourmet (and, we realized, erotically-molded, karma sutra-inspired chocolates) dropped to dead last on the list of things people can afford to spend their money on these days, even in trendy, upper-income heavy Andersonville.
So “Trickle Down” economics is actually true? When the rich ~or anybody~ don’t have money to spend ~even on frivolous things like fancy chocolate,~ other hard working people are affected negatively? We’re really punishing those rich people aren’t we?
May 30, 2009 at 11:00 am
It reminds me of Carter’s luxury tax. It was an awful time.
The idea was to soak the rich by taxing luxury purchases– expensive cars, boats etc. It didn’t hurt the rich at all, they just stopped making those purchases. However, thousands of workers lost jobs as their small business employers went out of business.
Tax revenues went DOWN. Unemployment went UP.
The Florida coast had numerous small businesses related to the luxury yacht business, and the decidedly not-rich owners and employees were out of work. I was working with small business owners in that area and still remember the haunted look of the few owners who were still hanging around their empty buildings. The whole region was depressed and the housing market was bad, people were trying to move out.
From the Heritage Foundation:
“The Luxury Tax.
The 1990 budget agreement included provisions imposing excise taxes on products thought to be purchased by the “rich,” including luxury boats and private airplanes. These taxes backfired so badly that Congress repealed them. Actual collections from the boat tax reached only $32.5 million, according to the Treasury Department–far below the $53 million originally forecast.51 The Joint Committee on Taxation, meanwhile, admitted that the airplane tax collected just 10 percent of the static estimate.
Defenders of the tax have argued that the revenue shortfall was coincidental,53 but the effects of the luxury tax were in fact even worse than these numbers indicate. When boat builders lost their jobs and boatyards shut down, the federal government lost income and payroll taxes and also had to pay out unemployment benefits.54 The static estimates recognized that some people could lose their jobs as a result of the tax but assumed that those workers would immediately get jobs paying the same wage someplace else.55 Life in the real world, unfortunately, does not operate in accord with the assumptions of static blackboard models.”
May 30, 2009 at 9:26 am
Dana,
Thank you so much for the information, particularly about the nickels. I started culling them this morning and will get several rolls asap.
Question: you mentioned junk silver and the article you linked to referred to old silver dollars etc. Do you think that old silver from silverware at estate sales would be valuable to collect? Or would that just be too contentious since we could never verify how much silver content is actually in the silverware.
Thanks again!
Jolyn
May 30, 2009 at 9:45 am
Jolyn,
As an antiques dealer, I can tell you that old silver can be good. Not SILVERPLATE. You want sterling pieces.
May 30, 2009 at 12:44 pm
I’m having a 70s flashback.
I was young and picked up what I thought was sterling for practically nothing at a garage sale. When silver shot up in price I took it to a shop and learned that it was silver plate. Worthless.
So much of what is happening right now reminds me of the 70s although this is likely to be far worse because the government direction is so drastic.
Inflation is coming.
May 30, 2009 at 3:01 pm
Thanks!!!
May 30, 2009 at 9:56 am
I live in Chicago, so your local details are much appreciated. You guys write the best “street level” accounts of life in “The Age of Obama”: vivid, insightful, witty. HillBuzz is a real pleasure to read.
A few weeks ago I watched a bit of Sarah’s RNC speech and found myself thinking, “Damn it–we could have had her as our President.” It’s funny how I didn’t even give McCain a thought.
May 30, 2009 at 11:09 am
Dave–that is why McCain had to LOSE…to save Sarah…McCain would have destroyed her…not intentionally but simply by association…she is nothing like McCain, but that is how people would see her…She is strong enough and smart enough to lead this country…but look at how she was stifled during the campaign…now she is free to tell us what she really thinks…She was never meant to be number 2.
May 30, 2009 at 4:10 pm
Correct me if I’m wrong, but didn’t Sarah Palin run for Lt. Governor first and lose? Since history usually repeats itself, doesn’t that mean she’ll win in 2012? Go Sarah!
May 30, 2009 at 8:04 pm
AAAAAAMEN!!!!
May 30, 2009 at 10:17 am
Okay, I know the economy is bad for most of us, but it’s REALLY gotten bad in the prison system.
May 30, 2009 at 1:30 pm
Hysterical!! Thanks Tammy, I needed a laugh.
May 30, 2009 at 8:40 pm
LOLOLOLOLOLOLOLOL!!!!! Thanks, Tammy! Love the Onion!!
May 30, 2009 at 11:20 am
I just read http://www.leap2020.eu forecast for the USA and some of the links they have. It seems we may be on the downward spiral and to hit us harder the end of the year.
They even predict the US dollar will not survive as China & Russia push for another global currency.
There must be something the citizens can do to turn this around and not have to wait for an election!
I truly believe this was Obama’s mission…to see us become a nation similar to 3rd world nations, as he feels our wealth was not deserved!
I weep for my Country and what she once was.
May 30, 2009 at 11:57 am
I just read some articles on the “leap” website.
Did you notice that they’re requesting a new “world” currency? And they want banks Nationalized?
This sounds more like a group who is looking for a one-world order. They are also members of something called Newropeans, which calls for all of the countries in Europe to unite as ONE.
You better find a more legitimate site to get information from.
I do believe some of their points are valid, but their solutions are kooky.
May 30, 2009 at 1:37 pm
… did you see on the morning news that The Jawless One – while on his next unnecessary photo op jaunt (doesn’t this guy ever stay home and work?), is traveling to the mideast to open a dialogue with Muslims. Silly me, I thought the dialogue was opened years ago in Indonesia. Suppose he’ll find time to visit all 57 States of Islam? And people still was rhapsodic over this fraud! Grrrrr.
May 30, 2009 at 11:49 am
My husband is getting ready to retire after 25 years of being a walking letter carrier. Last night on Fox late news, heard the statistic that Social Security is seeing a 25% uptick in first-time filers. And is apparently not prepared to deal with the increase . . .
SCARY QUOTE FROM THE POSTAL REPORTER BLOG:
Person has slivers of insight, but sadly is swimming in the Union tank. . . .
“But no one knew that the politicians had set up this current crisis, which I believe was done deliberately in order to allow a strong government takeover of businesses, ie Socialism. We have to just hope that in our coming Reformed Government, which will definitely by a Socialist One, in case you have not been paying attention, the Unions will take advantage of the situation and become the biggest special interest lobby group to take over Washington DC.
“I don’t like it at all, but at this point, our country as we have known it is over and done with. Remember the song, “if you can’t be with the one you love, love the one you’re with”? We may as well love the ones we are with now. And that means Obama, Acorn and its 200 splinter shadow groups, the fake Census coming up next year, the national Socialist Democrat party, maybe even the Communist party. Whichever one forces everyone, every scab, to sign up with a Union, we must put our money on.
“Because if we try to maintain an independant soul, we will be crushed by the Machine.”
May 30, 2009 at 12:50 pm
Another thing about social security, isn’t it tied to inflation? When inflation increases–I truly believe it is when, not if–what will they do?
May 30, 2009 at 1:37 pm
I think that there will be violence, and lots of it, before it gets to that point.
May 30, 2009 at 8:47 pm
As you all know by now, I am not too bright when it comes to finances, but wouldn’t it help if every state stopped every benefit, etc., for illegals and shifted that money to SS and Medicare-Medicaid for those CITIZENS who NEED it?
If people whose hearts bleed for foreigners, they can volunteer their time to homeschool all the kids of illegals. And La Raza can pitch in and volunteer to support their illegal brethren and “sistren.”
Sue me, but never more so than now: CHARITY BEGINS AT HOME!
(FLMom–thanx for the kind thoughts and prayers. Don’t think I’ve forgotten about your mom and sister and you… I’m not depressed [today :)]; I was just frustrated and angry last night, and it was the hypocrisy of the far Left that was truly ticking me off.)
May 30, 2009 at 8:48 pm
Uh, I meant to say: If people’s hearts bleed for foreigners, they can volunteer their time…
May 30, 2009 at 9:00 pm
garlic, You are smarter than you give yourself credit. Just in Dallas alone, over $300 million is spent yearly on FREE healthcare at the hospitals for illegals.
May 30, 2009 at 9:35 pm
According to one of our congressman, we have 2 million illegals in our state, at a cost of some $4 billion(not all health) a year to Texas taxpayers.
May 30, 2009 at 9:54 pm
Tex, those figures are astounding! Did I just die and go to Bizarro Purgatory?
That is just plain CRIMINAL!
And now, I’m not only gonna misquote Shakespeare out of context, I’m gonna paraphrase on top of that:
KILL ALL THE POLITICIANS!
Or ship them to Mexico!!
May 30, 2009 at 9:37 pm
Garlic,
You are absolutely right! If we started treating our own citizens the way we do the illegals, we wouldn’t need *free* healthcare. If we stopped paying for the “anchor babies” from cradle to grave, CA might still be solvent.
As long as the dems see illegals as a voting block to be bought, WE are non issues.
May 30, 2009 at 10:00 pm
OMG–the anchor babies…
“Slowly I turned…step by step…inch by inch…”
Nothing makes me angrier than the women dropping anchor babies AND the American midwives who’re delivering them!!!
Children of illegals should not be automatic citizens. Here’s a compromise: When they turn 21, they can come back into the country and get an express application for citizenship. Until then…no friggin’ way!!!
I’d like to see HillBuzzers start running for office in all the 50 states! We need to get our own in there to stop the madness!!!!!
P.S. While going thru the bureaucratic B.S. for bro, one of my lines to the various apparatchiks is “America doesn’t care about Americans.” In fact, I’ve been saying it out loud just about everywhere (along with singing “I like to live in America!)
May 30, 2009 at 10:24 pm
Read it and weep
http://www.fairus.org/site/PageServer?pagename=iic_immigrationissuecenters4608
May 30, 2009 at 11:17 pm
PVG–I’ve bookmarked it for another day, when I have alcohol in the house!
**pulling hair out and making *Home Alone* face**
May 30, 2009 at 12:50 pm
garlicnosedho,
hey ladybug, what state do you live in? I’m going to try to figure out what protections are out there for you but all these damn states have their own rules???
grrrr…
May 30, 2009 at 8:50 pm
OMG–”ladybug” has cosmic significance for me. I don’t know if you’re male or female, and it really doesn’t matter, but you’re not the incarnation of the goddess Lakshmi, are you??? ;)
Garlic<<<<kook planning for future.
May 30, 2009 at 10:02 pm
My other response to this post didn’t “take,” so here’s a less embarrassing version of it: “ladybug” has cosmic significance for me. In many ways, you made my day! Big ol’ hug on ya!
May 30, 2009 at 12:56 pm
Hillbuzz, around the last time I was in Chicago your mayor was bragging that there were only 12 homeless people in the city. I guess he meant the loop. Remember that? This was part of the 2016 Olympics push to portray Chicago as paradise.
Anyway, just wondering if everything in Chicago is still about 2016 or is that giving way to more immediate concerns?
May 30, 2009 at 1:05 pm
Hillbuzz –
I must say that I hear your evidence, but am not seeing it in Evanston. All the restaurants in town are still hopping on Friday and Saturday night. I’ll believe that we’re in a recession when I can get a table at the Celtic Knot on Friday night without a problem.
May 30, 2009 at 1:47 pm
I’m in the real estate industry and this is what I have been seeing in the past three years.
1. No one has savings. No one has had savings for quite sometime. The restuarants are filled because it is paid for with plastic. That will end very soon when credit requirements change.
2. The days of financing your life on a second mortgage are over, but, many still have their second lines of credit open, though they havent’ changed their lifestyles.
3. I believe that the markets will crash even further. There really is no reason for the past uptick. No companies are profitable and just because they didn’t initially collapse is not a reason to invest.
4. Because today’s middle class does not have an adequate savings plan to fall back on, this is worse than the depression. Folks are living on plastic until this is over. They will wait a long time.
5. Consider relocating to states where the leadership and citizenry believe in what you believe. I believe that the blue states will be crushed in this economy, financially, spiritually, and in morality.
Just my two Newropean Dollars worth.
May 30, 2009 at 1:59 pm
John, what do you think will happen in residential real estate within the next couple of years? I wounder if we have hit bottom or if it will get worse.
I wonder how much is being bought up by the Chinese or other foreign interests, which could give us an artificial sense of what is going on.
May 30, 2009 at 2:14 pm
People are not looking for a deal on a home. They are looking to steal a home.
Watch the “pick a pay” loans (chime in Sharon, you can say it best). They are already beginning to go belly up at 1 billion worth a month. That will go to 11 billion every month. These were the families that bought a 500,000 home and had the payment of a 200,000 home. These are also the investors in real estate. The bust is that these are not the 1st time buyer sub prime loans that another person can buy, these are the Mcmansions that hold a town’s value (the restuarants will be empty in Evanston).
I see no good coming in real estate: unless your forte is selling foreclosed homes or buying them.
May 30, 2009 at 2:02 pm
I was in Omaha Nebraska last week. Unemployment is around 4%.
Jobs are plentiful, taxes are low, and the housing market is still in a boom.
Population is around 400,000, the weather is pretty temperate, and the arts are also strong.
I’m thinking of moving before my Blue State of Minnesota taxes me to death.
Nice post, John, and I agree with you 100%
May 30, 2009 at 2:19 pm
In North and West Illinois collar counties, the goverment had the gall to raise taxes on homes. They are doing a three year valuation, this way last year’s bust will not lower values. What a crock! So you have to pay taxes on a home valued by the goverment at 250,000 but you will only get 180,000 for it when you sell. So, not only do you take the 70,000 loss. but you have to pay 7,000 in taxes.
I see violence on the horizon.
May 30, 2009 at 1:20 pm
Speaking of good barter items if things get really bad, tea lasts indeterminately and of course people will want caffeine. And they require very little space to store.
Bouillon cubes require very little space and with a little rice and whatever fresh stuff you had from the garden would be sustaining.
One thing often overlooked in discussing survival in tough times is the importance of fostering community. This would be of particular importance if communication was interrupted. This is the time to get to know your neighbors.
May 30, 2009 at 1:49 pm
Has anyone noticed the increase in garage sales this spring?
May 30, 2009 at 7:26 pm
Just got back from town, maybe 10 miles away. We must have seen 10 yard/garage sale signs. And they weren’t “left over” signs from weeks before.
May 30, 2009 at 1:37 pm
BRAVO, Hillbuzz!
This is an absolutely BRILLIANT article!
Outstanding writing!
May 30, 2009 at 2:07 pm
Great Topic and Posts. Here is some knowledge that I was taught. (I’m 42 and my mom and dad were depression era):
1. Buy whole chickens. A whole chicken can feed my family of 5 (3kids) with sides. When you cut up your chicken, throw the back, neck, and wing tips in a pot. Cover with water and add 2 celery ribs and 1 carrot (I just break them up) then salt and pepper. Boil it down. You now have broth. Put in zip bags and freeze.
2. The shelf life of pasta is, um, forever. Keep 15 to 20 boxes of different types on hand at all times.
3. Buy cans of whole tomatoes. The big ones. A million and one uses and it is less than a buck per can. Don’t buy seasoned sauce, the fun is in the tomatoes and making your own.
4. Do meatless Friday or Saturdays. You’ll find by not gorging seven days a week, you’ll feel better too.
5. Make your own bread. It’s fun and not hard or time consuming. Kids have a blast.
6. Buy in bulk: Whole ribeyes, roasts etc. Make your own steaks and chops. Freeze.
7. Garden. But plant what is expensive to buy: tomatoes, peppers, snow peas, string beans, eggplant. Never plant corn, onions etc. That’s cheap.
8. Cabbage and cheap meaty bones are fare that is fit for a king. And it is better tomorrow. (matched with your bread, it is an instant smile).
9. There was a time in home sales when I can tell you everything about French and Italian wines. Nonsense. Carlo Rossi Paisano or Chianti, 10 bucks a bottle and it goes better than any wine with the above food.
10. Let’s talk tomatoes. They are like little parties all enclosed in a red ball. If interested I’ll post how today’s salad is tomorrows envious lunch.
11. Coffee. By controlling the spoon amounts, and some spices, I can beat any gourmet brand: at 5 bucks a can.
If anyone is interested in recipes I’m more than happy to share. My folks had no money and we never new we were broke. It’s a blast to pass this on to my kids too.
Take Care, willing to share ideas.
john
May 30, 2009 at 2:43 pm
AWESOME JOHN. thank you so much.
May 30, 2009 at 2:59 pm
Great ideas, John! For only being 42, you’ve got it together.
Only fly in this ointment is freezing. Canning is the way to go, ’cause power disruptions are a distinct possibility. Right now I have about 1/4 beef in a freezer that would be a concern. Years ago, my parents canned beef and pork, too. As I recall, it involves making roast around the clock with lots of gravy/broth.
SIDEBAR – not to mention disruption of HEAT if crap & trade bankrupts everyone. Here in Iowa, minimum dates for heat are Nov. 1st thru late March.
It’s a good idea to have a supply of dried fruit, nuts, granola & energy bars, chocolate, candies, beef jerky, canned French Fried potatoes, as well as traditional canned fruits & vegies.
Bottled water, batteries, candles, matches, toilet paper, prescription drugs, over-the-counter meds & First Aid supplies, and perhaps vitamins would also be a good idea.
Remember the flap over the old man who died because his power was cut off?? If hundreds can’t pay their fuel bills what will happen? To which ‘processing center’ will they go?
Our home has been paid for since 1979. Currently we have a $1600 credit with the gas company. Our lights/water/garbage run about $160 per month. New van is paid for, always full tank of gas. I’m guessing that we should be okay. The 1879 Victorian has 5 bedrooms in case adult kids & families need to come home . . .
May 30, 2009 at 3:19 pm
I worry about the canned meat, doing it myself. Not skilled. My mom would do hot giardinare peppers. I’ve seen it done a million times, but there was no recipe to follow when I lost her. Nothing worse than bad canned food. It’s interesting how the parts of the nation plan their diets differently. Great stuff.
May 30, 2009 at 3:48 pm
I always buy extra pasta when I find a good deal. It lasts about forever. However, in Floria you do have to worry about weevils. If they infest your grains they are still edible, just not as appetizing. So I store as much as possible in sealed plastic containers.
I buy and freeze the cheaper brands of coffee then add spices.
There’s nothing easier to can than peppers, but if you have older recipes be warned that our grandparents homemade vinegar was much stronger than our store bought. I save and use pasta sauce jars for the pickled peppers. The lids are still good for one use.
I know you can can meats and broth but I wouldn’t feel comfortable doing it.
May 30, 2009 at 4:10 pm
Low acid foods like meat can be canned, but you need to use a pressure cooker canner, not the hot water bath kind that is used for higher acid foods like jams, tomatoes, relishes and such. For now, I’m sticking with the water bath canning, but maybe one day I’ll invest in a pressure canner.
May 30, 2009 at 4:13 pm
Store your dried stuff in plastic and add dried cloves to them. You will need to sift your rice and grains to pick out the cloves before you use them, but the cloves keep the insects at bay. My best friend is from India and buys her rice in 25 pound bags, she recommended the cloves. I haven’t had any insect problems since. Have had a few interesting bites of my mixed grain blend when I didn’t sift very well, though.
Canning pickled vegetables is safe if you use proper sanitary practices, use a boiling water bath for the appropriate period of time and keep the pH of your solution below 4.6. You can buy litmus paper to test your solution from home brewing sources.
May 30, 2009 at 4:16 pm
Btw, if you’re going to can unpickled vegetables and meats the pressure cooker is worth it, but I never ended up using mine. I tried canning broth once and quickly realized it wasn’t worth the time and investment in supplies because canned broth and bouillon cubes are cheap enough. Freezing broth is cost-effective, but it takes up a lot of space.
May 30, 2009 at 4:28 pm
Thanks for the cloves tip. I know that one time the weevils came in with the pasta because the pasta went straight into the big plastic container. Great tip!
And when using pasta sauce jars for canning peppers, yes, you do want to boil them first and make sure that everything used is properly cleaned.
May 30, 2009 at 4:55 pm
Here is a source for canned meats, canned butter (!), canned cheese, and even…canned bacon! (although it looks like they’re out of bacon right now)
http://www.internet-grocer.net/realmeat.htm
May 30, 2009 at 5:30 pm
Here is a great forum on this:
http://www.gunboards.com
scroll down to the survivalist area. Lots of helpful folks too.
May 30, 2009 at 8:34 pm
Hi, john, You learned valuable information from your family. I’ve tried to teach my girls as well. Ball Blue Book Guide To Home Canning, Freezing and Dehydration gives excellent information for keeping your food “safe”. The book is good for the experienced and novices. It takes you through each step needed (boiling jars, keeping air bubbles out, preparing the food, etc.) to can safely. Canning is not difficult; but it is time consuming. Personally, I love it.
You might want to take one of its recipes for peppers and change it to be similar to your Mom’s. Note: It took me 3 years to figure out exactly how my mom made chicken and dumplings. lol
One can find the book at Walmart in the canning section or any grocery store. It also has instructions on canning meat. A steam pressure cooker is needed; and that can be dangerous. The food stained ceiling in my dad’s old farmhouse kitchen can tell a few stories of that pressure cooker exploding. ha ha
I am always interested in recipes. Share. :)
May 31, 2009 at 3:29 pm
Mom used to take the peppers and celery and chop it all up. Then place the mountain of this stuff on newspapers and add salt. She would let it sit for a while then add it to a sterile jar. When filled she would pour in vegetable oil. When I make it, it will only last three days then go bad. Her’s would last months.
May 31, 2009 at 4:48 pm
Did she process the jars in boiling hot water bath? They will last a year that way. Or does she use vinegar and salt? You don’t always have to process with that combination. There has to be something she did for it to last. Intriguing..
May 31, 2009 at 5:51 pm
All she did was add salt and let it sit in the papers. The jars were clean and boiled before she filled. Whole family would cut peppers all weekend (one hot banana for every ten sweet). That was it. Seal it, put it on a shelf in the basement. Sometimes the top portion of the jar went bad, and they just scooped it out and served. Noone ever got sick. Amazing.
May 30, 2009 at 9:49 pm
John, you’re amazing! Did you write these tips yourself? I love # 10!!!!!
It makes me smile. I’m going to copy it to my computer and read it when I feel depressed. :) :) :)
May 30, 2009 at 10:47 pm
I really want to know about those parties all enclosed in a red ball, garlic. Don’t you? ha ha John, please tell us. LOL
May 30, 2009 at 11:09 pm
hahahahha! Tex, I can’t wait until that day comes when we can tie on a good one and laugh our azzes off, be it in the Lone Star State or elsewhere!
John: You bring the tomatoes, we’ll bring the booze! We. Love. John!
May 31, 2009 at 3:26 pm
This is so easy:
Take a good size platter.
Slice tomatoes and cover platter.
Drizzle with olive oil.
Add any or all of the following:
Balsamic vinager
Basil, oregano, parsley, fennel seeds, gorganzola cheese, dried cured olives,
Make it simple or complex, it’s up to you. Serve with warm bread and a gallon of Carlo Rossi. I do this when people come over, or as a salad. It is better the next day because all those flavors combine.
My mom used to do this when people came over because it instantly makes the occasion informal. Everyone is ripping hunks of bread and dipping it in the tomato liquid.
May 31, 2009 at 4:49 pm
yum. I just copied recipe. Thanks, john. :)
May 31, 2009 at 5:55 pm
Mom was Neapolitan, Dad was Calabrian (American born). So if Dad made the tomatoes, heavy on the oil and oregano. If Mom made them she would put capers and sardines or anchiovies.
Now my sister, she uses parmesian cheese and basil. Too bad I gotta eat at the neighbor’s tonight. Dang.
May 31, 2009 at 5:49 pm
John: Careful where you move to, because unless you can bake it yourself, you’ll never again find a loaf of REAL Italian bread in your life…or anything even resembling it. You might, MIGHT, find a half-edible loaf of French bread.
May 31, 2009 at 5:57 pm
I know. But the good news is that my mother in law promised to make us chicken fried steak once a week, forever (she’s originally from Texas). Sacrifices we must make…
May 30, 2009 at 2:40 pm
John is 1000% correct on the real estate market. By 2012, we will be looking back at 2009 as “the good old days.”
This is because we are approaching the end of the subprime loans going belly up. But this economy has a couple more treats in store, those being the prime loans going south (just beginning now), and the Alt+A and Option ARM beginning next year and continuing for a couple years. Finally, as the icing on the cake, we have the HELOC (home equity line of credit) delinquencies coming after THAT. Btw, these are going to “go” regardless of the unemployment rate and regardless of the interest rate. These loans were sold at teaser rates, which if they reset only at current rates will go up because of the index and spread.
It’s not the “kooks” that are preparing for hard times. It’s the people who are not preparing.
May 30, 2009 at 2:48 pm
so how is this going to affect people who have not over-extended themselves? i realize we are about to be taxed to DEATH and inflation is going to hit, but what else??? i’m thinking life is going to be like it was in “Cinderella Man”…true?
May 30, 2009 at 3:34 pm
Think of the bright side. by not overextending ourselves, staying prepared, and investing in the future, we can very well be the new line of “rich”.
Or, on the dark side, we will have survived.
May 30, 2009 at 4:01 pm
John, I live in hurricane country. We live for preparedness.
May 30, 2009 at 5:21 pm
Soon I’ll be headed your way with the whole “clan”.
I hope they like lamb, oregano, and last names that end in a vowel.
May 30, 2009 at 10:23 pm
Do you mean Florida? There are some excellent deals on houses right now.
May 31, 2009 at 3:11 pm
A little bit to the left, on the Gulf Coast.
May 31, 2009 at 3:22 pm
A little bit to the left? Gulf Coast? Are you comin’ my way, john? YIPPPPEEEEEE! I want to meet and greet your whole family!
May 31, 2009 at 3:40 pm
It just hit me, I’ll be between FLmom and TXmom. Not bad, not bad at all.
May 30, 2009 at 3:29 pm
Dana:
The four horseman of the housing apacolypse: Heloc, Arms, Subprime, and No Money Down.
May 30, 2009 at 3:49 pm
Man, you aren’t kiddin’. But I’m not complaining, because I got lucky. How’s this for a strange story?
To get my ex off the loan papers, I refinanced the home I ended up with via divorce. Didn’t realize at the time it was a subprime loan. My cost of living in Ohio was going out of sight and I wanted to live in a warmer climate. Long story short, after 6 months, I was able to sell my house in August of ’06 (go check your real estate charts … LOL). I ended up with my proceeds and my mtg paid off.
Joined my sister here in S. Utah. My real estate lawyer sister urged me to hurry up and buy a house because the prices were going UP! I dragged my feet waiting until I got a sense of the area, the neighborhoods, etc. and that little notion of a JOB. Which I got right away.
Never did get around to buying a house. Was too busy working all the time. But then the nearby Vegas economy went *splat* and we weren’t far behind. My job was eliminated this past January along with many of my colleagues (nursery business tied to landscaping, tied to housing!). But here’s the kicker…I’m not tied down to this area via real estate. I can (and am planning) to move within 6 months. One can move to many, many communities in Texas for example and buy a small home for less than $50k.
*poof* no rent, no mtg payment, only NEED to earn enough for utilities, taxes, etc.
Meantime, my sister is sitting on FIVE homes in S.George that she bought at the top of the market. Her husband’s job was eliminated a week before mine was.
Now I know why they say it’s better to be lucky than good.
May 30, 2009 at 5:26 pm
God Bless, you did great! I told clients today that with prices so low that I didn’t care if they bought from me or not. Just buy, anywhere. It is only a buyers market, if you buy. Don’t splurge. Just get a roof. You are the one that makes it a home. You are doing great.
Look into Texas. Alot of talented folks I know sold everything here in Chicago and moved there. They love it.
May 30, 2009 at 9:34 pm
Holy crap, Dana–I didn’t realize you were in St. George. I was most recently in Vegas (for two years). The ONLY reason I got overextended on credit cards was because the other wage earner who moved to Vegas with bro and me had a nervous breakdown and moved back to Jersey, leaving me holding the bag (and LEASE!) on a rental house I couldn’t afford by myself, and as a freelancer and overwhelmed with caring for bro.
There were a number of months when I had to write a check against my cards for $1700 rent and $400 for electric bill during those excessively hot Vegas months. (Two-story house, a frigging pool and pump for that sucker. Shoot–I had the AC on 90 degrees and lived in the dark, and still a whopping electric bill. So that’s how I got in a bind. I’m otherwise VERY low maintenance. Shit happens. Whaddya gonna do?)
I’m thrilled to hear your story, though. It gives me a rush. I thought about TX, but their social system is worse than AZ’s. Think about the Down syndrome residents at the TX-state-run home who were made to be in fight clubs. Those “caretakers” should be tarred, feathered, and burned at the stake.)
May 30, 2009 at 11:04 pm
garlic–forget it…you ain’t leaving Tucson girlfriend…you be stuck with me…:)
May 30, 2009 at 11:25 pm
garlic, Only come to Texas to see me….please. I wouldn’t put my most hated enemy in any Texas insitution. Not even my very stupid parakeet.
May 30, 2009 at 11:39 pm
On the other hand, TX is the place to come for jobs and housing. Proper help can be found. Taking care of my mom has helped me to network information. In other words, do not rule out help when you need it. Oh, hell. Just come see me.
May 30, 2009 at 11:12 pm
LOLOLOLOLOLOL!!
Captain Raptor, I wouldn’t think of leaving! It’s a blessing and an honor to be on your turf.
Can’t WAIT until we get a chance to really hang out! Soon!!!!!!
May 30, 2009 at 11:13 pm
P.S. Bring Henry and Kimber!
May 31, 2009 at 12:39 am
garlic,
Just wanna make sure my email reply made it to you! I don’t use that account all the time and I wanna make sure everything is working properly!
:)
May 31, 2009 at 5:50 pm
Got it, Dana. Just wrote you back. Thanks!
May 30, 2009 at 2:56 pm
If you like things better in the form of charts, here’s one for you:
http://news.goldseek.com/GoldSeek/1243533344.php
This is one of many sites that is watching the housing market numbers with a magnifying glass:
http://www.realestatedecline.com/index.htm
May 30, 2009 at 10:54 pm
The chart was fascinating. Looks like the second half of 2010 will be bad, which will also be election season.
Okay, for those of you clued into real estate, and who can actually make sense of these different types of loans, the types that will be the problem in 2010, what areas of the country will be most impacted?
May 30, 2009 at 3:59 pm
An interesting and possibly relevant item I found bout ACORN was after Katrina they were up in arms because banks were not giving those with subprime loans as much time before foreclosure. ACORN was pushing hard for changes in banking in the name of helping Katrina victims. I suspect there is more to this topic than has been uncovered. I wonder how much Katrina recovery money ACORN received, probably unaccountable at this point. I wonder how much their fight to change the subprine rules led to the housing problems of the past couple of years. And even more interesting, why have so many of Obama’s post Katrina statements been removed from the web?
May 30, 2009 at 7:45 pm
And why did our old friend Barney Frank kill a bill that would eliminate ACORN from stimulus dollars…….coincidence? I think not!
May 30, 2009 at 5:55 pm
I gotta go but I’ll throw you my Pizza recipe:
3.5 cups flour
1.25 cups warm water
1Tbsp sea salt
1tsp bread machine yeast
Mix all (hand or mixer, matters not). Form into ball and put in bowl (put olive oil in bottom of bowl) and place bowl in oven to rise. Forget about it for a while or all day.
Preheat oven (remove bowl first! voice of experience!) to 500 degrees.
Roll dough into 4 or 5 equal balls. Let sit 15 minutes (or two glasses of wine).
Open can of whole tomatoes. The four year old boy’s job is to crush the tomatoes with hands.
Grate Mozzorella cheese (11 year olds job)
Have each member of family roll their own dough ball out for their own pizza.
Add a drop of olive oil and smear it around. Add sauce, add cheese, add fresh herbs or dried. By this time have a glass of wine, the kids are getting loud.
Bake each pizza for 5 to 6 minutes on a cookie sheet.
Have fun and good conversation. Watch Uncle Buck when done.
Take Care.
May 31, 2009 at 4:56 pm
Thank you very much. Will do next week. :)
May 30, 2009 at 6:53 pm
Wow. Great post Hillbuzz. I can’t help thinking it all comes down to whether or not a country can manufacture its own goods, that people need to buy rather than purchase on a whim. “Real” production goes overseas and people are left to invent new consumables such as the cupcake craze or gourmet whatevers which have a limited lifespan and rely on people having disposable income. Wouldn’t it be more worthwhile to do things like “drill baby drill” in Alaska?
May 30, 2009 at 9:29 pm
Here is a sign of the times Hormel is up 4% guess what they make—-SPAM.
Another thing to add to the list is candles and lightbulbs. If you can get rid of your creditcards as well.
May 30, 2009 at 9:42 pm
Shoot! Shades of Monty Python!
May 30, 2009 at 9:39 pm
HILLBUZZ: Look at the wonderful people you’ve attracted! It’s like an online cohousing community! LOL, but true.
THANK YOU! THANK YOU! THANK YOU! THANK YOU!
May 30, 2009 at 10:08 pm
Yo, Hillbuzz:
Next time you’re coming up to Andersonville, drop me a line (via the email listed).
Figure I owe you all a pilsner or two, and would like to pay off the debt.
Oh, and as always- fab oo lus article.
May 30, 2009 at 10:38 pm
This website is getting freaky funny.
LOVE IT.
May 31, 2009 at 1:00 am
ok Hillbuzz gang….tonight’s installment of “We’re All in This Together” AKA Obamaworld. LOL
Save these links someplace:
First link is to a pdf format “white paper.” This contains about the most hard to come by info on the net (unless you feel like paying for it, and I don’t). These are the safety ratings of our bank and insurance companies. They also rate the worst ones.
http://www.moneyandmarkets.com/files/documents/DSGStrongestbanks.htm
Stop throwing worn shoes away. There are still cobblers around. But NOW they’ve got so much business they are swamped. They fix more than shoes, including handbags, belts, leather jackets, etc: How to find one!
http://www.ssia.info/ Also read some of the newswire articles. Funny shit!
Ok all you “preppers” we haven’t mentioned dehydrators. I have one of these. The 9 tray model. I love mine so much that during my divorce when my ex tried to make off with it, I had my lawyer tell the judge to issue an order to return it to me! LOL
http://www.excaliburdehydrator.com/ Mine was new but you might be able to pick one up on Ebay or somewhere
May 31, 2009 at 3:43 pm
Rock on! The year end tomatoes from my garden, I slice and dehydrate. Great in Gravy and better than store bought. You won’t believe how sweet they are too.
May 31, 2009 at 1:33 am
Today Mr. Obama, with the FLOTUS on his arm in a sleeveless cocktail dress, flew on his jetstream to New York City. The took Marine One to the NYC waterfront. Next he entered his limo to be driven down streets closed off for his very existance to get to the theater distict.
Life is good for the Obamas.
Why should we complain?
The media does not complain.
The contributors to his campaign do not complain.
Life is good.
PS
giovanniworld.wordpress.com/2009/05/27/former-berkeley-liberal-repents/
May 31, 2009 at 1:51 am
As a charter member of the Vast Right Wing Conspiracy:
1. I am glad the traditional liberals are finally getting a clue and have given up their status as Chiroptera Lunaris.
2. The situation in the Republic is much more dire than even you know.
Pray that it does not take active action to save it.
May 31, 2009 at 6:00 am
i live in CT. last week i was driving thru the VERY tony areas, between new canaan and greenwich: FOR SALE signs everywhere! mansions, mc mansions, everything. it was shocking. that’s the seat of the NY financial market, and hedge funds, and trust fund babies…things are changin’
May 31, 2009 at 10:22 am
[...] The Economy Is Much, Much Worse Than Dr. Utopia Wants You to Realize People who have never struggled with anything and have always had high-paying, great jobs have been unemployed for MONTHS with no prospects. [...]
May 31, 2009 at 11:02 pm
I come here daily for the most insightful, interesting, and stimulating articles I have ever had the pleasure to read. This is one of them, but it’s more. It’s scary, and I think you guys are starting to see things that we do need to know about. I’m glad you’re here to tell us. I’m going to go to bed, clutch my teddy bear, and get ready for a new day. I still have my job–now it’s time to figure out how to really help those that need it.
June 7, 2009 at 11:55 pm
[...] Doctor Utopia!!! [...]
June 8, 2009 at 9:03 am
[...] excerpts are from HillBuzz (warning: R-rated content is at the linked page), a Hillary Clinton-supporting site that bitterly [...]
December 31, 2009 at 10:49 am
Wishing you and yours a very happy and prosperous new year !
February 15, 2010 at 5:41 am
Then again, the opposite could be true. – Honesty is the best policy — when there is money in it. – Mark Twain 1835 – 1910